Your financial accounts hold your business funds in Durable. You start with a Primary account, and you can create more to organize your money.
View your balances
Click Money in the left sidebar, then Financial accounts.
On the Balance tab, you'll see your Primary account and any other accounts you've created.
Click an account to see its Incoming, Outgoing, and Available funds, and its Account details, including the account number and routing number you can share to receive transfers.
Your Primary account receives payments from your customers. By default, its available funds are paid out daily to your payout bank account. To keep funds in your Primary account for longer, change your payout schedule.
Funds in your Primary account are not eligible for FDIC pass-through insurance. See Get started with Durable Money for details.
Change when funds are paid out
On the Balance tab, click your Primary account.
Click Update payout settings.
Choose a schedule:
Automatic: every day, week, or month.
Manual: funds stay in your Primary account until you choose to pay out. You won't be able to see which transactions are included in each payout.
To change which bank account payouts go to, click Edit next to Destination.
Click Save.
Find a transaction
On the Balance tab, scroll to Transactions. You can filter by:
Status: Pending, Posted, or Void
Type: Money in, Money out, or Fees
Account, Date, or Description
Create a financial account
On the Balance tab, click Create account.
Enter an Account name, for example Tax reserve or Operating expenses.
Choose a Currency. USD is the only option.
Click Create account. You'll see a confirmation, and the account appears in your list.
Rename a financial account
Click the account.
Click + next to Transfer, then Rename account.
Enter the new name and click Update name.
Add funds from your bank
Click the account, then click + next to Transfer and choose Add funds.
Choose the account to add funds to.
For Method, choose Manually transfer from your bank account.
Follow the instructions shown to send a transfer from your bank. Funds usually arrive in 1 to 3 business days.
Transfer between your accounts
Click Transfer.
Enter the Amount.
Choose the From and To accounts.
Click Review, then confirm.
Send money to someone
Click Send money.
Choose a saved recipient, or click Add a recipient and enter their email and country. You can only send to US bank accounts.
Choose Bank transfer. Transfers usually arrive in 1 to 3 business days.
Enter the amount, then follow the prompts to review and send.
To save and manage recipients, see Pay bills and manage recipients.
About Durable Money
Durable Money is powered by Stripe. Durable is not a bank or a money transmitter. Durable partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC. Durable Visa® Commercial Cards are powered by Stripe and issued by Celtic Bank. Stripe Issuing balances are provided in the US by Stripe Payments Company, licensed money transmitter, with funds held at Stripe's bank partners, Members FDIC.
FDIC pass-through insurance eligibility depends on the type of account and applicable requirements. Funds in your Primary account are not eligible for FDIC pass-through insurance.
For the full explanation, see Get Started with Durable Money.